Interest Rates

[pinebaron]

Same here. Could pay it off but only plan to finance about half of the cost and use other people's money if the rate is low enough and makes sense. Can always pay it off early if needed with no penalty

Not meaning to sound like an accountant but we write off interest paid as a deductible business expense, assuming the truck is primarily or proportionally used for business.

 

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[Wildcatfan]

In Oct I financed my 2024 AT4 through GM @ 0% for 36 months. Not sure if they are offering the same on '25's.

 

[pinebaron]

I could refinance my 7.99% auto loan to 6.99% from the same lender resulting in a $70/month saving.

 

[7Xdrvr]

I’m hoping the 3.9% for 48 months is still available early December from GM. I do see it says take delivery by December 2nd. So we will see what it changes to. My truck should arrive around December 6th. Plan to pay it off early if possible.

 

[myrez]

I'd say most are not in the position to pay cash for these trucks. You guys are definitely outliers.

 

[pinebaron]

I'd say most are not in the position to pay cash for these trucks. You guys are definitely outliers.

Makes better business sense to use own money elsewhere and to use other peoples money for larger purchases.

 

[Trails&Trees]

I got 2.4% for 48 months through GM financial a few weeks ago. There was also a 0.5% for 36 month option.

 

[Koolbreezeya]

I got 2.4% for 48 months through GM financial a few weeks ago. There was also a 0.5% for 36 month option.

 

[pinebaron]

I got 2.4% for 48 months through GM financial a few weeks ago. There was also a 0.5% for 36 month option.

That's a great rate.

 

[ParkJosher]

My dealer gave me 1.9% for 36 months. Finance a bit, keep the rest of the cash in a personal brokerage account and make nearly 5%.

 

[7Xdrvr]

I got 2.4% for 48 months through GM financial a few weeks ago. There was also a 0.5% for 36 month option.

I would imagine that on the 1500 AT4? Wish the HD’s would have some 2.9% or lower rates for 36 or 48 months. I’m just hoping they have the 3.9% at least in the next few weeks.

 

[Trails&Trees]

I would imagine that on the 1500 AT4? Wish the HD’s would have some 2.9% or lower rates for 36 or 48 months. I’m just hoping they have the 3.9% at least in the next few weeks.

Yes, mine is a 1500 AT4.
Laura is advertising 3.9% for 48 months on the HD's right now.