GMC Financing

coachaugie · Oct 2, 2023

Question for all of you looking forward to getting your AT4! I was looking at the October financing that GM offers and the best that I could find was 4.69 for 60 months! I'm wondering what some of you have gotten for APR. Not great incentives given that there's a strike going on right now. I've heard as low as 5.9 for 72 and 6.9 for 84. Thanks in advance!

Chicks90 · Oct 2, 2023

Dealer offered 0% for 36 when I took delivery in August 2022.

Barbersboy · Oct 2, 2023

I got 2.9 for 60 months April of 2023

TX_Critter · Oct 2, 2023

August of 2022 the dealer required me to use their in-house financing (yes this is somehow legal) and their rate was terrible, something like 6%. I had pre-approval with my credit union for closer to 3% so immediately refinanced...

shawncaruthers96 · Oct 2, 2023

coachaugie said:
Question for all of you looking forward to getting your AT4! I was looking at the October financing that GM offers and the best that I could find was 4.69 for 60 months! I'm wondering what some of you have gotten for APR. Not great incentives given that there's a strike going on right now. I've heard as low as 5.9 for 72 and 6.9 for 84. Thanks in advance!

Hello, last Dec 30th I purchased a new AT4 for 48m @ 2.9%. A few days ago, I got a AT4X for 72m @ 5.1%.

coachaugie · Oct 3, 2023

Last month they had the AT4 1500 and AT4X 72 months at 4.9%. The current offers suck

roy826ex · Oct 3, 2023

My 23 AT4X was 60 months 2.9% through GM financial back in January but I had a $50k trade in. I do not plan to drag this out the full term. I also do not buy trucks that often. So if this one doesn't blow up I will have probably have it until I'm dead. Last truck to buy possibly....

Chrisbert · Oct 3, 2023

TX_Critter said:
August of 2022 the dealer required me to use their in-house financing (yes this is somehow legal) and their rate was terrible, something like 6%. I had pre-approval with my credit union for closer to 3% so immediately refinanced...

I see you are also in TX. Which dealer was that if you don't mind me asking?

vaneet616 · Oct 3, 2023

23 Canyon. Half down and 5.99% for 36 months, not through GM, was the best I could get 2 weeks ago.

TX_Critter · Oct 3, 2023

Chrisbert said:
I see you are also in TX. Which dealer was that if you don't mind me asking?

Covert Bastrop, sucks because I had to wait like 5 months from order to delivery so they knew I wasn’t going to let the truck go. Really slimy but car dealers gonna car dealer…

avolzfan4u · Oct 3, 2023

Took delivery 3 days ago and the best I could get was 5.49 for 48 month, but I purchased the 10-year maintenance plan and financed it in. That took me to 5.49 for 54 months. I could have selected a shorter term length but I wanted some flexibility in the monthly payment. There's no early payoff penalty so I can drop extra dough when I want.